“It is during our darkest moments that we must focus to see the light.” – Aristotle In May of this year, the New York Times

“Every now and then it helps to be a little deaf” – Ruth Bader Ginsburg On March 4, 1933, Franklin D. Roosevelt was sworn in

“You, me, or nobody is gonna hit as hard as life. But it ain’t about how hard ya hit. It’s about how hard you can

All of us, at some time or other, need help. Whether we’re giving or receiving help, each one of us has something valuable to bring

“Well, I’ve been ‘fraid of changin’ ‘cause I’ve built my life around you. But time makes you bolder, even children get older. And I’m gettin’

“Fear is a force that sharpens your senses. Being afraid is a state of paralysis in which you can’t do anything.” – Marcus Luttrell Overview

“There are two ways to be happy: improve you reality, or lower your expectations.”
Jodi Picoult

“‘The way I see it, if you want the rainbow, you gotta put up with the rain.”
Dolly Parton

“It is not the answer that enlightens, but the question.” – Eugene Ionesco 2018 was a particularly challenging year for financial markets with virtually nowhere