Privacy Policy Statement
Updated August 31, 2026
WEBSITE PRIVACY NOTICE
Prudent Investors (“Prudent Investors”) does not collect personal information about individual users except when such personal information is provided to Prudent Investors on a voluntary basis. Personal information about individual users will not be sold or otherwise transferred to unaffiliated third parties without the approval of the user. Prudent Investors reserves the right to disclose such personal information if such disclosure is made pursuant to a requirement or request of a government agency, subpoena or other legal proceeding or otherwise required by law or court order.
If you choose not to provide personal information, please note that certain services associated with the Site may not be available to you.
Users should also be aware that non-personal information and data may be automatically collected through the standard operation of Prudent Investors internet servers or using “cookies”. “Cookies” are small text files that are used by websites to: (a) recognize repeat users; (b) track usage behavior; and (c) compile aggregate data that enables us to determine popularity of content on the Site.
Users should be aware that Prudent Investors cannot control or prevent the use of cookies, or any information obtained through such cookies by third parties. If a user does not want information collected using cookies, the user should disable the cookie feature in their browser. However, users are advised that cookies may be required for the use of certain features on the Site.
Any content or information (“submissions”) transmitted by you to Prudent Investors in any form excluding personal information will be considered non-confidential, non-exclusive, royalty free, irrevocable, fully licensable, fully sub-licensable, fully transferable, and non-proprietary. Prudent Investors has no obligations regarding any submissions. Prudent Investors will be free to copy, reproduce, download, upload, post, broadcast, transmit, distribute, publish, republish, or otherwise use any portion or all the information and content submitted in the submission for any and all commercial and non-commercial use. The information and content submitted in a submission may include but is not limited to text, graphics, image, video, audio, animation, software, their related files, and their arrangement in the submission.
Prudent Investors will materially comply with applicable national data protection laws that govern the collection and use of information.
Prudent Investors reserves the right to modify and update this policy as business practices change. New updates to this policy will be posted in a timely manner on this Site.
Contact Us
Phone: (949) 602-1290
Email: info@prudentinvestors.com
Mail: 22932 El Toro Rd, Lake Forest, CA 92630
WHAT DOES PRUDENT INVESTORS NETWORK, INC. “PRUDENT INVESTORS” DO WITH YOUR PERSONAL INFORMATION?
Why?
Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What?
The types of personal information we collect and share depends on the product or service you have with us. This information can include, but is not limited to:
• Social Security number and income;
• Assets and transaction history; and
• Investment experience and risk tolerance.
When you are no longer our client, we continue to share your information as described in this notice.
How?
All financial companies need to share clients’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their clients’ personal information; the reasons Prudent Investors chooses to share and whether you can limit this sharing.
To limit our sharing
Please note: This notice is provided at the time we establish our advisory relationship. For new clients, if you wish to limit permissible sharing, you may contact us within 30 days of receiving this notice. We will not share your information for purposes you can limit until 30 days after providing this notice.
Who we are
Who is providing this notice?
Prudent Investors Network, Inc. (“Prudent Investors”). We provide this privacy notice annually and when we make material changes to our privacy practices.
SMS Privacy Policy
Prudent Investors values your privacy. By subscribing to our SMS notification service, you agree to this privacy policy.
Data Collection
- We collect your phone number and name for SMS mobile messaging through the execution of the Investment Advisory Agreement and new account paperwork.
Data Usage
- Your data is used solely for sending SMS messages to you in connection with the advisory services we provide. This includes appointment notifications, such as appointment scheduling and appointment reminders; customer notifications, such as general service updates and document- or account-related follow-up; and customer support, including two-way communication responding to your questions or requests. We do not use your phone number or SMS data for marketing or promotional messaging. Text messaging is not used to transmit sensitive personal or financial information, and we do not accept trade orders, transfer requests, or other account instructions by text message; those requests must be submitted through the channels identified in your advisory agreement.
Data Security
To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
- We take reasonable steps to ensure the confidentiality of client information shared via text messages. However, clients are reminded to avoid including sensitive personal or financial information, such as account numbers or Social Security numbers, in text messages.
- We do not share any individual’s consent to receive SMS from Prudent Investors with third parties. We do not share phone numbers for SMS purposes or affiliate marketing.
Data Retention
- We retain your contact data for the duration of your enrollment. You may request deletion at any time.
Opt Out
- Reply STOP to any message to unsubscribe.
Non-Sharing Clause
- We do not share your information with third parties for marketing purposes. Your information is only shared with our SMS provider for secure messaging.
What we do
How does Prudent Investors protect my personal information? To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings. How does Prudent Investors collect my personal information? We collect your personal information, for example, when you- open an account or give us contact information
- enter into an investment adviser contract or give us your income information
- tell us about your investment or retirement portfolio
- sharing for affiliates’ everyday business purposes—information about your creditworthiness
- affiliates from using your information to market to you
- sharing for non-affiliates to market to you
Definitions & Terms
Affiliates
Companies related by common ownership or control. They can be financial and nonfinancial companies.
- No mobile information including Personally Identifiable Information (PII) or SMS consent will be shared with third parties/affiliates for marketing/promotional purposes.
Non-Affiliates
Companies not related by common ownership or control. They can be financial and nonfinancial companies.
- No mobile information including Personally Identifiable Information (PII) or SMS consent will be shared with third parties/non-affiliates for marketing/promotional purposes.
Third-Party Access
Non-affiliated companies are third-party entities that are not under common ownership or control with Prudent Investors and do not share a corporate relationship. In the context of SMS communications, these companies may include SMS gateway providers, mobile carriers, third-party messaging platforms, and vendors that support multi-factor authentication (MFA). While these entities may transmit, process, or store SMS messages on behalf of the adviser, they operate independently and are not affiliated with the RIA.
- We do not share your information with third parties for marketing purposes. Your information is only shared with our SMS provider for secure messaging.
Joint Marketing
A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
- No mobile information including Personally Identifiable Information (PII) or SMS consent will be shared for joint marketing/promotional purposes.
Other Important Information
By signing Prudent Investors Agreement, I acknowledge that I have fully read and understand this Privacy Policy and opt-in as outlined above. I understand that if I have any questions or concerns about this policy, it is my responsibility to discuss this with my financial professional. We retain client information for at least six years following account closure as required by SEC recordkeeping rules (Rule 204-2). After the required retention period, client information is securely destroyed in accordance with our information disposal procedures. Residents of certain states may have additional privacy rights, including the right to access, delete, or correct personal information, and the right to opt-out of sales of personal information. For information about state-specific rights, please contact us at (949) 602-1290.SMS Terms of Service
By opting into SMS through the Prudent Investors Agreement, you are agreeing to receive SMS messages from Prudent Investors. This includes appointment notifications, such as appointment scheduling and appointment reminders; customer notifications regarding your accounts or our services; and customer support messages responding to your inquiries, including two-way communication with our team. We do not send marketing or promotional text messages. Please do not include sensitive personal or financial information in text messages, and do not use text messaging to place trade orders or provide account instructions. Message frequency varies. Message and data rates may apply. Message HELP for help. Reply STOP to any message to opt out. We reserve the right to revise this policy from time to time without prior notice. You will be notified of any material changes in Our Privacy Policy either by email or by a conspicuous posting on our website: www.prudentinvestors.com
To download our latest Privacy Policy, please click here.