Guy with Oil Brush Strokes
Jeremy Lau

The Prudent Perspective – October 2024

Card experts have warned that a winning hand can often lead to overconfidence and complacency, causing players to take unnecessary risks and become careless. Those missteps arising from sloppy play can lead to trouble when playing future hands.

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Jeremy Lau

The Prudent Perspective – July 2024

Card experts have warned that a winning hand can often lead to overconfidence and complacency, causing players to take unnecessary risks and become careless. Those missteps arising from sloppy play can lead to trouble when playing future hands.

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Jeremy Lau

The Prudent Perspective – April 2024

During the five-month period from November to March, the S&P rose 24%, reflecting confidence that inflation was finally on the decline, prices could get under control, and interest rates would be reduced.

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Meditative state of mind concept. Ai generative
Jeremy Lau

The Prudent Perspective – Q4 2023

The stock market is hitting new all-time highs on the expectation of rate cuts in 2024, yet reflationary factors may be emerging that could push back the timing of loosening monetary policy.

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Jeremy Lau

The Prudent Perspective – Q3 2023

In 2014, just before leaving the Federal Reserve, Chairman Ben Bernanke responded to a question about how confident he was in the effectiveness of Quantitative Easing.

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Jeremy Lau

The Prudent Perspective – Q1 2023

“Hell on Two Wheels, Until the E-Bike’s Battery Runs Out.”
In just the last few years, many local communities are coping with a uniquely 21st century moral hazard created by the pandemic: youth on e-bikes.

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Prudent_Perspective_Q4_2022
Jeremy Lau

The Prudent Perspective – Q4 2022

Among the multitude of new buzzwords that proliferated in 2022, one that has been quoted with particular frequency in business parlance is the term, “hard landing.”

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Dark room with light coming from window
Jeremy Lau

The Prudent Perspective – Q3 2022

A few years ago, Epicurious invited 50 people into their studios to attempt at cracking a walnut. The participants engaged a wide range of tools and devices—hammers, knives, mallets, meat tenderizers, screwdrivers, and fingers were all painstakingly employed to try to crack open these hard shells.

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Jeremy Lau

The Prudent Perspective – Q2 2022

In sports, match momentum is tracked not by the current score, but team managers track the number of shots on goal and time of possession, on-base percentage and walks/hits per innings pitched, rebounds and turnovers.

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